United Healthcare Drug Rehab in NY
For many addicts and their families, the huge cost of rehab services is often a major deterrent when considering addiction treatment. Sadly, addiction is like a disease that doesn’t leave on its own. Without professional help, addiction progresses to a point where the addict can no longer function on his or her own. At this stage, getting help is the best chance for a full recovery.
If you or a loved one are covered by an insurance policy such as United Healthcare, you may be able to pay for all of your rehab care without dealing with a huge out-of-pocket expense. Having an insurance policy is one thing, understanding how to use it to cover your addiction expenses is quite another.
At Mid Hudson Addiction Recovery, we help addicts and their families understand their insurance benefits and also connect them with a reliable United Healthcare drug rehab center in New York. Read on to find out more about New York United Healthcare drug rehabs and how we can help you get started with your journey towards recovery by using your insurance policy.
About United Healthcare Drug Treatment
United Healthcare is one of the leading insurance companies in the United States providing health insurance coverage for over 70 million customers. For over 40 years, the company has been providing a wide range of healthcare policies including self-insured programs, Medicare subsidized plans, and group policies.
Does United Healthcare Cover Drug Rehab in New York?
The passage of the Affordable Care Act (ACA) in 2010 mandated most leading health insurance companies to provide coverage for certain conditions considered as medical necessities. Substance use disorder is recognized as a mental health disorder. For that reason, you should expect some form of coverage for addiction treatment, as long as you reside in the United States.
It is interesting to note that the ACA recognizes substance abuse as a disorder, and for that reason should receive as much coverage as offered to other general health concerns. Additionally, the ACA considers substance use disorder and mental health challenges as an essential part of our total wellbeing. That being the case, all insurance policies are expected to provide at least some form of coverage for drug addiction care. We work with the best United Healthcare drug rehabs in NY to offer an opportunity for men and women that need addiction treatment.
Does United Healthcare Cover Out-Of-Network Rehab Treatment?
United may offer coverage for addiction treatment received at a non-participating drug rehab facility. In this case, you may be responsible for greater co-pays and co-insurance percentages if you decide to use an out-of-network rehab facility. Also, some plans do not provide any coverage for services at non-participating facilities. In that case, you are responsible for all of your recovery expenses.
If you’re interested in a United Healthcare drug rehab in NY, please contact our addiction counselors and we will conduct a 100% confidential insurance verification on your behalf.
What Types Of Drug Treatment Services Are Covered By United Healthcare?
United Healthcare offers a broad array of insurance policies including private plans, employer plans, Medicaid plans, community plans, and Medicare plans. Typically, your New York United Healthcare drug rehab may provide full or partial coverage for the following types of addiction treatment services:
- Inpatient rehab services
- Outpatient rehab services
- Inpatient medical detoxification
- Individual/group counseling sessions
- Dual-diagnosis treatment
- Medically-assisted detoxification
Again, the extent of coverage provided will vary greatly across plans. It is highly recommended that you speak with your insurance provider directly to clear any doubts regarding services covered and those excluded.
How to Get Started With Your United Healthcare Policy
Here at Mid Hudson Addiction Recovery, we understand that not everyone is cut out to understand the fine print of their insurance policy right off the bat. For this reason, we offer a free-of-cost verification of your United Healthcare addiction treatment coverage.
This will help us understand what type of United Healthcare drug rehab in New York is covered by your plan as well as the extent of coverage you can expect under your plan. Our empathetic professionals will then be able to fully explain your benefits as well as any anticipated out-of-pocket expense you may incur.
Next, we will connect you with a rehab facility that is reliable and easy to work with. With your out-of-pocket expenses significantly reduced, you can now concentrate on one thing that is truly important – regaining life-long recovery.
Call our addiction helpline today for a confidential, no-obligation verification of your United Healthcare benefits. You can be connected with your preferred drug rehab provider right away. This is the first step on your journey towards sober living.