Cigna Drug Rehab Centers in New York
Whether you or a loved one are trying to get help for opiates, alcohol or other illicit drug addiction, one important question most people ask is: “Will I be able to afford the cost of getting quality treatment?” The good news is: Thousands of people with modest incomes have been able to receive quality addiction care service without having to pay huge out-of-pocket expenses. If you’re searching for a Cigna drug rehab in NY, we recommend reading on about the resources available to you.
Cigna Covered Drug Treatment Centers
Cigna is one of the global leaders in the insurance industry and for good reason. The company currently employs over 45,000 staffs and provides health insurance coverage for over 95 million clients around the globe. In addition to providing insurance for general healthcare concerns, Cigna also provides coverage for substance abuse treatment. In 2018, the company was ranked 73rd on the Fortune 500 list.
As a result of the Affordable Care Act (ACA) in 2010, Cigna offers its members extensive coverage for drug and alcohol addiction treatment as part of its behavioral healthcare services. Cigna Insurance has a broad spectrum of insurance policies for both inpatient and outpatient rehab programs. They include:
Bronze Plan: This plan provides the lowest monthly premium but you may encounter higher out-of-pocket expenses and deductibles.
Silver Plan: Your silver plan is comparatively more expensive than the bronze plan and offers more benefits.
Gold Plan: With your gold plan, your coverage is more extensive and your deductibles significantly reduced.
Platinum Plan: Coverage for the Platinum plan is more comprehensive (sometimes up to 100%). This plan equally has lower deductibles and out-of-pocket expenses.
Your coinsurance, copayments, and deductibles vary according to your individual plan. Contact your Cigna representative to be fully informed about all fees and deductibles applicable to your plan. If you’re interested in a Cigna drug rehab in New York, our recovery advocates can offer a no-cost insurance verification of our benefits.
Which Drug Rehabs Are Covered By Cigna?
Almost all of Cigna’s plans provide a measure of coverage for drug and alcohol rehabilitation. The extent of your coverage and benefits will vary across plans as well as the type of Cigna drug rehab center you are entering into. Typically you should expect full or partial coverage for the following rehab services:
Medical Detoxification: This is usually administered at most Cigna drug treatment facilities as the first step in your recovery program. This is a very risky procedure that should be handled by only trained professionals. The purpose of a medical detox program is to rid your system of dangerous drugs and alcohol and to provide you with needed support to cope with unpleasant withdrawal symptoms. Depending on your Cigna addiction treatment coverage plan, you can expect all of or a substantial portion of your expenses to be covered.
Inpatient rehab: Depending on your plan, you may qualify for inpatient Cigna drug rehab coverage with your policy. In order to prevent any unpleasant surprises, it is advisable you contact our specialists to know your extent of coverage and how much out-of-pocket expenses you can expect to pay for.
Outpatient rehab: Generally, Cigna Insurance provides coverage for a wide range of outpatient drug rehab programs such as intensive outpatient treatment, individual counseling sessions, family counseling sessions, and aftercare services.
Drug Treatment Centers In New York That Accept Cigna Insurance
Addiction is a family disease. It affects not only the addict but also throws family members into a state of despair. Searching for reliable drug rehabs that accept Cigna insurance may seem like a difficult task under these circumstances. The best option for understanding your insurance coverage and how it works in paying for rehab expenses is to contact our 100% confidential addiction helpline.
At Mid Hudson Addiction Recovery, we understand what you may be going through. It is our goal to make this process as hassle-free as possible. Over the years, we’ve assisted hundreds of individuals in beating their addiction by helping them use their insurance at one of the Cigna approved drug rehab centers in New York. Our well-trained addiction experts are available 24/7 to assist you every step of the way.
Cigna Drug Treatment Centers in NY
MidHudson Addiction Recovery does not recommend any addiction treatment center unless it meets our high standards. In carrying out a comprehensive review of your Cigna insurance policy, our recovery experts will help you find out the following vital information:
- Whether or not you are covered for substance use disorder rehabilitation
- What type of substance abuse treatment program you are eligible for
- The closest rehab facility to your location
- The maximum duration of residential stay you can be covered for (Typically 30, 60 or 90 days)
- The amount of out-of-pocket expenses you are required to pay if any
Help to Overcome Addiction is Now Available
Regardless of how long you have been addicted to illicit drugs or alcohol, complete recovery is possible for you. When you call our addiction helpline, we can then proceed with a free and confidential verification of your Cigna insurance benefits. Next, we will connect you with a reliable Cigna approved drug treatment center after we have done an in-depth analysis of the root cause of your addiction.
Get in touch with Mid Hudson Addiction Recovery today to learn how you can significantly reduce your addiction treatment expenses and get matched with a reputable Cigna drug rehab that meets your unique circumstances. This is the first step towards your recovery. You will once again experience the freedom that comes from living a sober and drug-free life.